Our Privacy Policy

William G. Waters Insurance Brokers Limited will protect your privacy at all times and under every circumstance. We are committed to protecting your privacy and protecting your personal information. The protection of your personal information is one of our highest priorities.


Our brokerage collects your personal information in order to provide accurate quotes and when you acquire or renew an insurance product.  The information may be gathered from you directly or by other third parties such as insurance companies, driver & licensing agents (eg: Ministry of Transportation), financial & banking institutions, or lawyers.


Your personal information will be used to determine if you meet underwriting guidelines in order to process & arrange insurance products on your behalf. In addition, your personal information may be used in assessing you with on-going needs for insurance. This information will be shared with various insurance companies on your behalf. We may also need to share your personal information with credit organizations, other insurance brokers or agents, professionals working on your behalf such as your lawyer, accountant or adjuster and financial institutions (eg: mortgage).


We will not collect, use or disclose your personal information for any other purposes other than insurance related or insurance matters. We will keep your personal information as long as required to service your insurance needs or as required by law. Our brokerage will protect your personal information to the best of our abilities and in a secured location.




William G. Waters Insurance Brokers Limited will require your express consent in writing, over the telephone or in person. There may be times when your consent is implied in servicing your policy or arranging coverage.


We respect and value your personal information. At any time, if you wish to access your personal information, change the way we collect, use or disclose your personal information or if you have a complaint on our Privacy Policy, please contact Linda E. Waters at 416-291-1097 or by email at lwaters@watersinsurance.ca


The type of personal information we collect in order to provide an insurance quote, arrange coverage, file an insurance claim or accounting related issue are:


  • Name & address
  • Telephone numbers
  • Email address
  • Date of birth & drivers licence numbers of all drivers/occupants in household
  • Marital status of all drivers/occupants in household
  • Vehicle description
  • Property description
  • Previous claims experience including claims history, traffic violations, suspensions, insurance cancellations (driving record)
  • Employment information
  • Banking & financial information