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Hard to Place Home Insurance | William G. Waters Insurance

Hard to Place Homes, High Valued Homes, Home Share/Short Term Rental for Owner Occupied Homes

Finding coverage for hard-to-place properties can be difficult to come by. Allow us to assist you in finding the right insurance coverage for your needs.

Circumstances can result in difficulty in obtaining insurance for your home. Some of the reasons may include :

  • 60 amp electrical service, knob & tube wiring/aluminum wiring
  • Commercial owned residences
  • Galvanized plumbing
  • Gap in insurance/no previous insurance
  • High valued homes
  • Home Share/Short term rentals as in Airbnb
  • Homes under construction
  • Multiple mortgages or Non-Standard mortgage
  • Oil tanks
  • Older homes/Heritage homes
  • Prior cancellations for non-payment
  • Prior claims activity
  • Vacant homes/condominiums

If you are having difficulty obtaining home insurance for a high risk property, please call our brokerage and we will assist you in obtaining property insurance to suit your needs at a competitive price.